πŸ’³

Money Matters: Change, Receipt, Installment

Keywords
μž”λˆ / 영수증 / ν• λΆ€
Lesson #
S
Done
Section
Basic Vocabulary
🎯
TL;DR
  1. μž”λˆ = change (noun) πŸ’°
  1. 영수증 = receipt (noun) 🧾
  1. ν• λΆ€ = installment (noun) πŸ’³
  1. μΌμ‹œλΆˆ = lump-sum payment (noun) πŸ’΅
  1. ν˜„κΈˆ = cash (noun) πŸ’΅
πŸ”Š
Iru Helper Note
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Try this: ν˜„κΈˆμœΌλ‘œ λƒˆλ”λ‹ˆ μž”λˆμ„ 거슬러 μ€¬μ–΄μš”. μ˜μˆ˜μ¦λ„ λ°›μ•˜μ–΄μš”. μΉ΄λ“œμ˜€μœΌλ©΄ μΌμ‹œλΆˆλ‘œ ν–ˆμ„ κ±°μ˜ˆμš”. ν• λΆ€λŠ” ν•„μš” μ—†μ–΄μš”.
(I paid in cash, so they gave me change back. I also got a receipt. If it had been a card, I would have paid in full. I don't need installments.)
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🌈 The Big Picture

Every purchase in Korea involves a small money conversation: paying with ν˜„κΈˆ or a card, getting μž”λˆ and a 영수증, and β€” for bigger card purchases β€” choosing between μΌμ‹œλΆˆ and ν• λΆ€. These five words cover the essentials of any checkout exchange. πŸ’°πŸ§ΎπŸ’³

🎨 The Core Money Matters Family

1. μž”λˆ β€” change πŸ’°
μž” (remaining) + 돈 (money).
  • μž”λˆ μžˆμœΌμ„Έμš”? (Do you have change?)
  • μž”λˆμ€ κ°€μ§€μ„Έμš”. (Keep the change.)
β€” Grammar note: μž”λˆμ„ 거슬러 μ£Όλ‹€ = "to give change back" β€” the natural collocation, not just μ£Όλ‹€ alone.
2. 영수증 β€” receipt 🧾
A noun for "receipt."
  • 영수증 λ“œλ¦΄κΉŒμš”? (Shall I give you a receipt?)
  • 영수증 ν•„μš” μ—†μ–΄μš”. (I don't need a receipt.)
β€” Grammar note: ~이/κ°€ ν•„μš” μ—†λ‹€ = "don't need ~" β€” a simple, very common phrase.
3. ν• λΆ€ β€” installment πŸ’³
A noun for paying in installments.
  • ν• λΆ€λ‘œ μ‚΄κ²Œμš”. (I'll buy it on installments.)
  • λͺ‡ κ°œμ›” ν• λΆ€λ‘œ ν•˜μ‹œκ² μ–΄μš”? (How many months of installments would you like?)
β€” Grammar note: ~둜 ν•˜λ‹€ = "to choose/do ~" β€” ν• λΆ€λ‘œ ν•˜λ‹€ = "to go with the installment option."
4. μΌμ‹œλΆˆ β€” lump-sum payment πŸ’΅
A noun meaning "one-time, full payment."
  • μΌμ‹œλΆˆλ‘œ κ³„μ‚°ν• κ²Œμš”. (I'll pay in one lump sum.)
  • μΌμ‹œλΆˆμ΄μ„Έμš”, ν• λΆ€μ„Έμš”? (Is it one-time payment or installments?)
β€” Grammar note: μΌμ‹œλΆˆ and ν• λΆ€ are the two standard card-payment options β€” cashiers ask this routinely.
5. ν˜„κΈˆ β€” cash πŸ’΅
A noun for "cash."
  • ν˜„κΈˆμœΌλ‘œ λ‚Όκ²Œμš”. (I'll pay in cash.)
  • ν˜„κΈˆλ§Œ λ°›μ•„μš”. (We only accept cash.)
β€” Grammar note: ~으둜 λ‚΄λ‹€/κ³„μ‚°ν•˜λ‹€ = "to pay with ~" β€” pairs with ν˜„κΈˆ or μΉ΄λ“œ.

πŸ› οΈ How They Work in a Sentence

  1. ν˜„κΈˆμœΌλ‘œ λ‚΄λ©΄ μž”λˆμ„ λ°›μ•„μš”.
      2. (If you pay in cash, you get change back.)
      β€” ~으둜 λ‚΄λ‹€ (pay with) + ~λ©΄ ("if") + μž”λˆμ„ λ°›λ‹€ (receive change).
  1. μΉ΄λ“œλ‘œ μΌμ‹œλΆˆμ΄μ„Έμš”, ν• λΆ€μ„Έμš”?
      2. (Are you paying by card in one lump sum or installments?)
      β€” A standard cashier question β€” μΌμ‹œλΆˆ vs ν• λΆ€, both with ~μ„Έμš” (polite ending).
  1. 영수증 λ“œλ¦΄κΉŒμš”? ν˜„κΈˆμ˜μˆ˜μ¦λ„ ν•„μš”ν•˜μ„Έμš”?
      2. (Shall I give you a receipt? Do you also need a cash receipt?)
      β€” λ“œλ¦΄κΉŒμš”? (shall I give?) + ν˜„κΈˆμ˜μˆ˜μ¦ (cash receipt, for tax records).

🧩 General Formation Rule

  • μž”λˆ/영수증/ν• λΆ€/μΌμ‹œλΆˆ/ν˜„κΈˆ β€” nouns
  • ~을/λ₯Ό 거슬러 μ£Όλ‹€ β€” to give change back
  • ~λ₯Ό λ“œλ¦΄κΉŒμš”? β€” shall I give you ~? (offering a receipt)
  • ~둜 ν•˜λ‹€ β€” to choose (a payment method)
  • ~으둜 λ‚΄λ‹€/κ³„μ‚°ν•˜λ‹€ β€” to pay with

πŸ“š Cross-check note

All vocabulary cross-checked against korean.go.kr βœ…

πŸͺž Synonym Alert

  • μž”λˆ vs 동전 β€” μž”λˆ = "change" (money returned); 동전 = "coin" (a currency type, may be part of μž”λˆ but not synonymous).
  • 영수증 vs ν˜„κΈˆμ˜μˆ˜μ¦ β€” 영수증 = general receipt; ν˜„κΈˆμ˜μˆ˜μ¦ = "cash receipt" (for tax purposes in Korea).
  • ν• λΆ€ vs μΌμ‹œλΆˆ β€” opposites: ν• λΆ€ = paying in installments; μΌμ‹œλΆˆ = paying in full at once.
  • ν˜„κΈˆ vs μΉ΄λ“œ β€” ν˜„κΈˆ = cash; μΉ΄λ“œ = card β€” the two main payment methods.
  • μž”λˆ vs μž”μ•‘ β€” μž”λˆ = "change" (returned from a transaction); μž”μ•‘ = "balance" (remaining amount in an account).

⚠️ Pitfalls to Dodge

  • ❌ Saying μž”λˆμ„ μ£Όλ‹€ plainly β†’ βœ… μž”λˆμ„ 거슬러 μ£Όλ‹€ ("to give change back") is the natural collocation.
  • ❌ Saying 할뢀이닀 β†’ βœ… ν• λΆ€λ‘œ ν•˜λ‹€ / ν• λΆ€μ˜ˆμš” β€” 둜 ν•˜λ‹€ for choosing the option.
  • ❌ Confusing μΌμ‹œλΆˆ (lump sum) with 일회용 (single-use, disposable) β€” similar-sounding but unrelated.
  • ❌ Assuming all places accept cards β†’ βœ… ν˜„κΈˆλ§Œ λ°›μ•„μš” ("cash only") is common at small shops/markets.
  • ❌ Forgetting to ask about 영수증 β†’ βœ… 영수증 λ“œλ¦΄κΉŒμš”? / 영수증 ν•„μš”ν•˜μ„Έμš”? β€” standard exchange.
μž”λˆ, 영수증, ν• λΆ€, μΌμ‹œλΆˆ, ν˜„κΈˆ β€” 계산은 이제 λ¬Έμ œμ—†μ–΄μš”! πŸ’°πŸ§ΎπŸ’³πŸ’΅πŸ’΅
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Try this exercise
Fill in each blank with the correct word (μž”λˆ, 영수증, ν• λΆ€, μΌμ‹œλΆˆ, or ν˜„κΈˆ).
A. ___ μžˆμœΌμ„Έμš”? (Do you have change?)
Answer
μž”λˆ
B. ___ λ“œλ¦΄κΉŒμš”? (Shall I give you a receipt?)
Answer
영수증
C. λͺ‡ κ°œμ›” ___둜 ν•˜μ‹œκ² μ–΄μš”? (How many months of installments?)
Answer
ν• λΆ€
D. ___둜 κ³„μ‚°ν• κ²Œμš”. (I'll pay in one lump sum.)
Answer
μΌμ‹œλΆˆ
E. ___으둜 λ‚Όκ²Œμš”. (I'll pay in cash.)
Answer
ν˜„κΈˆ
F. ___은 κ°€μ§€μ„Έμš”. (Keep the change.)
Answer
μž”λˆ
G. ___ ν•„μš” μ—†μ–΄μš”. (I don't need a receipt.)
Answer
영수증
H. ___둜 μ‚΄κ²Œμš”. (I'll buy it on installments.)
Answer
ν• λΆ€
I. ___μ΄μ„Έμš”, ν• λΆ€μ„Έμš”? (One-time payment or installments?)
Answer
μΌμ‹œλΆˆ
J. ___만 λ°›μ•„μš”. (We only accept cash.)
Answer
ν˜„κΈˆ
πŸ“š
Vocabulary Box
  • μž”λˆ β€” change; 거슬러 μ£Όλ‹€
  • 영수증 β€” receipt; λ“œλ¦΄κΉŒμš”?
  • ν• λΆ€ β€” installments; ~둜 ν•˜λ‹€
  • μΌμ‹œλΆˆ β€” lump-sum payment
  • ν˜„κΈˆ β€” cash; ~으둜 λ‚΄λ‹€
πŸ’‘
Pitfalls reminder
  • μž”λˆμ„ 거슬러 μ£Όλ‹€, not just μ£Όλ‹€
  • μΌμ‹œλΆˆ β‰  일회용 (disposable)
  • ν˜„κΈˆλ§Œ λ°›μ•„μš” = cash only
πŸ”
Want more reps? Next time you pay for something, practice: ν˜„κΈˆμœΌλ‘œ λ‚Όκ²Œμš”. 영수증 ν•„μš” μ—†μ–΄μš”. μΌμ‹œλΆˆλ‘œ ν•΄ μ£Όμ„Έμš”!
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πŸ“¦
Practice Hub: Money Matters: Change, Receipt, Installment
Five exercises to lock in μž”λˆ, 영수증, ν• λΆ€, μΌμ‹œλΆˆ, and ν˜„κΈˆ. Work through each, then check your answers in the toggles.

Exercise 1 β€” Word Recall: Korean β†’ English πŸ’°πŸ§Ύ

A. μž”λˆ
Answer
change
B. 영수증
Answer
receipt
C. ν• λΆ€
Answer
installment
D. μΌμ‹œλΆˆ
Answer
lump-sum payment
E. ν˜„κΈˆ
Answer
cash
F. μž”λˆμ„ 거슬러 μ£Όλ‹€
Answer
to give change back
G. μ˜μˆ˜μ¦μ„ λ“œλ¦¬λ‹€
Answer
to give a receipt
H. ν• λΆ€λ‘œ ν•˜λ‹€
Answer
to choose installments
I. μΌμ‹œλΆˆλ‘œ κ³„μ‚°ν•˜λ‹€
Answer
to pay in one lump sum
J. ν˜„κΈˆμœΌλ‘œ λ‚΄λ‹€
Answer
to pay in cash
πŸ“š
Quick Reference
  • μž”λˆ = change, 영수증 = receipt
  • ν• λΆ€ = installments, μΌμ‹œλΆˆ = lump sum
  • ν˜„κΈˆ = cash
  • ~을/λ₯Ό 거슬러 μ£Όλ‹€ = give change back
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Exercise 2 β€” Word Recall: English β†’ Korean πŸ’³πŸ’΅

A. change
Answer
μž”λˆ
B. receipt
Answer
영수증
C. installment
Answer
ν• λΆ€
D. lump-sum payment
Answer
μΌμ‹œλΆˆ
E. cash
Answer
ν˜„κΈˆ
F. to give change back
Answer
μž”λˆμ„ 거슬러 μ£Όλ‹€
G. to give a receipt
Answer
μ˜μˆ˜μ¦μ„ λ“œλ¦¬λ‹€
H. to choose installments
Answer
ν• λΆ€λ‘œ ν•˜λ‹€
I. to pay in one lump sum
Answer
μΌμ‹œλΆˆλ‘œ κ³„μ‚°ν•˜λ‹€
J. to pay in cash
Answer
ν˜„κΈˆμœΌλ‘œ λ‚΄λ‹€
πŸ“š
Quick Reference
  • 동전 = coin (related but β‰  μž”λˆ)
  • ν˜„κΈˆμ˜μˆ˜μ¦ = cash receipt (for tax records)
  • μž”μ•‘ = balance (β‰  μž”λˆ)
  • μΌμ‹œλΆˆ β‰  일회용 (disposable)
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Exercise 3 β€” Pattern Practice: Choose the Correct Word 🧾

A. ___ μžˆμœΌμ„Έμš”?
Answer
μž”λˆ
B. ___ ν•„μš”ν•˜μ„Έμš”?
Answer
영수증
C. λͺ‡ κ°œμ›” ___둜 ν•˜μ‹œκ² μ–΄μš”?
Answer
ν• λΆ€
D. ___둜 κ³„μ‚°ν• κ²Œμš”.
Answer
μΌμ‹œλΆˆ
E. ___으둜 λ‚Όκ²Œμš”.
Answer
ν˜„κΈˆ
F. ___은 κ°€μ§€μ„Έμš”.
Answer
μž”λˆ
G. ___ ν•„μš” μ—†μ–΄μš”.
Answer
영수증
H. ___둜 μ‚΄κ²Œμš”.
Answer
ν• λΆ€
I. ___μ΄μ„Έμš”, ν• λΆ€μ„Έμš”?
Answer
μΌμ‹œλΆˆ
J. ___만 λ°›μ•„μš”.
Answer
ν˜„κΈˆ
πŸ“š
Quick Reference
  • ~μžˆμœΌμ„Έμš”?/ν•„μš”ν•˜μ„Έμš”? = polite questions
  • ~둜 ν•˜λ‹€ = choose an option
  • ~만 λ°›λ‹€ = "only accept ~"
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Exercise 4 β€” Pattern Practice: Translate to English πŸ’°

A. ν˜„κΈˆμœΌλ‘œ λ‚΄λ©΄ μž”λˆμ„ λ°›μ•„μš”.
Answer
If you pay in cash, you get change back.
B. μΉ΄λ“œλ‘œ μΌμ‹œλΆˆμ΄μ„Έμš”, ν• λΆ€μ„Έμš”?
Answer
Are you paying by card in one lump sum or installments?
C. 영수증 λ“œλ¦΄κΉŒμš”? ν˜„κΈˆμ˜μˆ˜μ¦λ„ ν•„μš”ν•˜μ„Έμš”?
Answer
Shall I give you a receipt? Do you also need a cash receipt?
D. μž”λˆ μžˆμœΌμ„Έμš”?
Answer
Do you have change?
E. 영수증 ν•„μš” μ—†μ–΄μš”.
Answer
I don't need a receipt.
F. ν• λΆ€λ‘œ μ‚΄κ²Œμš”.
Answer
I'll buy it on installments.
G. μΌμ‹œλΆˆλ‘œ κ³„μ‚°ν• κ²Œμš”.
Answer
I'll pay in one lump sum.
H. ν˜„κΈˆλ§Œ λ°›μ•„μš”.
Answer
We only accept cash.
I. μž”λˆμ€ κ°€μ§€μ„Έμš”.
Answer
Keep the change.
J. λͺ‡ κ°œμ›” ν• λΆ€λ‘œ ν•˜μ‹œκ² μ–΄μš”?
Answer
How many months of installments would you like?
πŸ“š
Quick Reference
  • ~으둜 λ‚΄λ©΄ = "if (you) pay with"
  • ~μ„Έμš”? = polite question ending
  • ~μœΌμ„Έμš” = polite imperative ("please...")
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Exercise 5 β€” Mixed Mastery: Translate to Korean πŸ’΅

A. Do you have change?
Answer
μž”λˆ μžˆμœΌμ„Έμš”?
B. Shall I give you a receipt?
Answer
영수증 λ“œλ¦΄κΉŒμš”?
C. I'll buy it on installments.
Answer
ν• λΆ€λ‘œ μ‚΄κ²Œμš”.
D. I'll pay in one lump sum.
Answer
μΌμ‹œλΆˆλ‘œ κ³„μ‚°ν• κ²Œμš”.
E. I'll pay in cash.
Answer
ν˜„κΈˆμœΌλ‘œ λ‚Όκ²Œμš”.
F. Keep the change.
Answer
μž”λˆμ€ κ°€μ§€μ„Έμš”.
G. I don't need a receipt.
Answer
영수증 ν•„μš” μ—†μ–΄μš”.
H. We only accept cash.
Answer
ν˜„κΈˆλ§Œ λ°›μ•„μš”.
I. How many months of installments would you like?
Answer
λͺ‡ κ°œμ›” ν• λΆ€λ‘œ ν•˜μ‹œκ² μ–΄μš”?
J. Is it one-time payment or installments?
Answer
μΌμ‹œλΆˆμ΄μ„Έμš”, ν• λΆ€μ„Έμš”?
πŸ“š
Quick Reference
  • ~μ„κ²Œμš” = soft promise/intention
  • ~ν•˜μ‹œκ² μ–΄μš”? = very polite "would you like to..."
  • Review all five words before moving on
μž”λˆ, 영수증, ν• λΆ€, μΌμ‹œλΆˆ, ν˜„κΈˆ β€” μ—°μŠ΅ μ™„λ£Œ! πŸ’°πŸ§ΎπŸ’³πŸ’΅πŸ’΅